This qualifies, I think, as a fear

Oh good lord. The mail came today and, as always, Annabelle barked like a crazy dog at the mail carrier. And I wanted to run after the mail carrier and yell and scream, too. Because, you see, today I received an ugly piece of paper documenting the amount of money I owe to the dreaded and faceless entity known as EDUCATIONAL LOAN SERVICES, INC.

Please, somebody, make it stop.

Shoot me now.

Barring that, send money.